San Francisco vs Chicago Cost of Living

San Francisco (United States) · Overall index 95.1Chicago (United States) · Overall index 74.6

Summary

  • Overall, Chicago is 22% cheaper than San Francisco.
  • Rent in Chicago is 40% cheaper than in San Francisco.
  • Transport in Chicago is 19% cheaper than in San Francisco.
ItemSan FranciscoChicagoDiff
Rent-40%
1-bedroom apartment, city centre (monthly)$3,208$2,414-25%
1-bedroom apartment, outside centre (monthly)$2,609$1,482-43%
3-bedroom apartment, city centre (monthly)$7,487$4,031-46%
3-bedroom apartment, outside centre (monthly)$4,864$2,862-41%
Groceries-12%
Milk (1L)$1.31$1.25-5%
White bread (500g)$4.2$3.47-17%
Rice (1kg)$5.82$4.76-18%
Eggs (12)$4.57$4.23-7%
Local cheese (1kg)$16.3$13-20%
Chicken fillets (1kg)$12.6$10.4-17%
Beef round (1kg)$22.3$19.2-14%
Apples (1kg)$5.88$5.05-14%
Bananas (1kg)$2.46$1.88-24%
Oranges (1kg)$4.54$4.74+4%
Tomatoes (1kg)$5.5$5.43-1%
Potatoes (1kg)$3.06$2.6-15%
Onions (1kg)$2.72$2.33-14%
Lettuce (1 head)$2.75$2.27-17%
Water (1.5L bottle)$2.41$2.2-9%
Bottle of wine (mid-range)$15.4$15.8+3%
Transport-19%
Public transport, one-way ticket$3.1$2.26-27%
Public transport, monthly pass$139$108-22%
Taxi, base fare$4.48$3.52-21%
Taxi, per km$1.91$1.59-17%
Gasoline (1L)$0.99$0.82-17%
New compact car (e.g., VW Golf)$27,640$24,668-11%
Dining out-14%
Meal, inexpensive restaurant$21.5$20.5-5%
Meal for 2, mid-range restaurant (3 courses)$115$118+3%
Fast food combo meal$11.6$9.8-16%
Cappuccino$5.52$4.47-19%
Coke/Pepsi (0.33L, restaurant)$3.04$2.58-15%
Domestic beer (0.5L, restaurant)$8.59$5.87-32%
Imported beer (0.33L, restaurant)$8.71$7.42-15%
Water (0.33L, restaurant)$2.32$2.09-10%
Telecom-14%
Mobile plan, calls + 10GB+ data (monthly)$68.5$54.4-21%
Broadband internet 60Mbps+ (monthly)$71.8$66.4-8%
Prepaid mobile tariff (1 min)$0.37$0.29-22%
Video streaming subscription (monthly)$15.8$15-5%
Utilities & household-16%
Basic utilities, 85m² apartment (monthly)$176$152-14%
Electricity (1 kWh)$0.23$0.2-13%
Tap water (1m³)$5.1$4.14-19%
Natural gas (1m³)$1.47$1.24-16%
Waste collection (monthly)$25.8$21.7-16%
Fitness club (monthly)$94.8$74.1-22%
Cinema ticket (1 seat)$17.5$15-14%
Men's haircut$33.2$30-10%
Domestic cleaning (1 hour)$29.6$24.1-19%
Private kindergarten (monthly)$2,199$1,761-20%

3,332 total data points · Price data as of 2026-07-01 · Exchange rates as of 2026-07-15

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